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Woman fined after paid car park gets set up around her parked vehicle

Josephine Williams had been leaving her car in a gravel clearing at Westgate in Auckland, alongside other commuters to catch the bus into the city for months. The New Zealand woman was left with a "nasty surprise" when she returned from work on Monday to find a NZ $85 ($77) fine sitting on her windshield. "To my unfortunate surprise - and many others - I was greeted by an $85 parking ticket for a breach and a flyer from Wilson Parking saying paid parking had started that day," Williams told Stuff. "But what breach exactly was made? How was I supposed to know paid parking started that day when there was nothing at all displayed anywhere in the car park?" Williams claimed that the Wilson Parking car park had been set up around her already parked car, even providing dash cam footage that showed her pulling into the gravel clearing at 7.45am, with no paid parking signs or Wilson branding in sight. By 6pm, a large red and white Wilson sign had been put up at the entrance, with "12 hours for $4" written on it. "Wilson deliberately put their sign up sometime after 9am and then took it upon themselves to fine every single car that was already parked there from the morning," Williams said. "$85 is a lot of money - it would have been two weeks' worth of grocery shopping for me," she added. "I'm lucky that I know the law and my rights, but some other people might not. What about students or the elderly or people who don't know English well?" She estimated that there was usually around 50 and 100 cars in the gravel clearing. Wilson argued that the carpark was always there and they had just added more signage, but have since waived Williams' fine after she lodged a request to have it reviewed by Parking Enforcement Services. Wilson Parking also said that they had started to set up the car park and installed a "clear signage" on April 22. "It was not set up around parked cars on 29 April as suggested," a Wilson spokesperson said. "Several payments were made by customers via the Parkmate app from 22 April proving that signage on the site was clear and effective," they said. They added that on April 29 more signs were added to all entry points of the car park. "In acknowledgment of the increased signage added on the 29th at the entry we've made the decision to refund all payments made until 30 April and waive any breach notices issued up to this date." They also denied issuing any breach notices before the signs were put up. "Payment options were available and signed from 22 April - but no infringement notices were issued prior to the 29th." Images: Stuff

Legal

Why this iconic view of Mt Fuji is set to be obstructed

One small town in Japan is fed up with disrespectful tourists, and is set to take drastic measures to block an iconic view of My Fuji to deter travellers. Fujikawaguchiko, at the foot of the Yoshida Trail to Mount Fuji, has long been overrun with tourists who are hellbent on getting the perfect picture of the Japanese mountain. Tourists specifically flock to the Lawson convenience store to take their pictures, with the contrast between the busy neon-lit shop and the peaceful mountain behind it making for the perfect holiday snap. However, in recent years since Japan reopened its borders to international tourists after harsh Covid lockdowns, these tourists have had the run of the town, and locals have had enough. To combat the over tourism of the area and deter travellers, local officials of the town are set to erect a giant mesh barrier atop the store, blocking the picture perfect view. One town official said that there have been ongoing problems with tourists leaving trash and not following traffic rules, despite signs and security guards being posted to warn them. "It is regrettable that we had to take such measures," the official said. The net, which measures 2.5 meters high and 20 meters long, will be erected early next week. The crowds plaguing the small town, which is in Yamanashi prefecture, to the north of Fuji and about 100 kilometres west of Tokyo, is just one part of a larger over tourism issue in the whole of Japan. "Overtourism – and all the subsequent consequences like rubbish, rising CO2 emissions and reckless hikers – is the biggest problem facing Mount Fuji," Masatake Izumi, a Yamanashi prefectural government official, <a href="https://www.cnn.com/travel/mount-fuji-overtourism-intl-hnk/index.html">told CNN Travel</a> in 2023. Some locals had even nicknamed the 3,776-meter (12,388-foot) mountain, called Fuji-san in Japanese, "trash mountain." Image credits: Getty Images

International Travel

Teen with Down Syndrome sets new world record

A 19-year-old teen with Down Syndrome has conquered the London Marathon and became a Guinness World Record after just five months of training. Lloyd Martin from Cardiff completed the 42.1 km course across the capital with his mother cheering him on. Guinness World Record has awarded him the certificate for becoming the youngest person in his learning disability category to finish a marathon. "I'm so excited to run London. I love being fit and healthy and I want to make my family and friends proud," the teenager said. Mum Ceri Hooper also told the BBC how proud she was of her son's accomplishment. "In Lloyd's words, it's achieving his dream," she said. "Really anything is possible if you put your mind to it. With a bit of work, you can achieve it." Recalling the experience, the proud mum said: "He ran continuously for 14 miles which is the longest he's ever run before." Although Lloyd walked for a bit after his 14-mile-long streak, the crowd cheered him on every step of the way, and despite the challenge the mother-and-son duo had "a ball". The pair were at a loss for words when he finally crossed the finish line and they both "burst into tears." Lloyd is also now the third Welsh Special Olympics athlete to compete in the London Marathon. Prior to completing the world-famous marathon, Lloyed had completed an astonishing 30 Parkruns. Until last Christmas the teenager had never run further than three miles, but his mother was determined to get him marathon-ready. Ceri, who has taken on the London Marathon four times, created a specialised training regime for her son which included weekly runs. Lloyd managed to secure a spot in the marathon thanks to the help of the Special Olympics GB, where he is also a footballer and a gymnast. Images: Facebook/ Twitter

Caring

The Wiggles set sail for their latest venture

The Wiggles have collaborated with an unusual partner to help Aussie families have the ultimate holiday experience. The children's entertainers have teamed up with Royal Caribbean Cruises for a series of exclusive Wiggles Sailings which will begin their voyage in the summer of 2025-2026, with the Wiggly Friends joining in the fun. Taking centre stage on the cruises are the likes of cast favourites Captain Feathersword, Dorothy the Dinosaur, Henry the Octopus, Wags the Dog and Shirley Shawn the Unicorn. Captain Feathersword spoke exclusively to <a href="https://www.news.com.au/travel/travel-updates/travel-stories/the-wiggles-nextlevel-move-revealed/news-story/04d9d6be943dda7b66ea25e008a9aad4" target="_blank" rel="noopener">news.com.au</a> to reveal what families can expect from the unique cruising experience. “Ahoy there, me hearties! Gather ‘round and listen close. The Wiggles have been sailin’ the seas of family fun for over three decades, and now, we’re settin’ course for an even bigger adventure,” he said. “Prepare yourselves for a tidal wave of excitement. Picture this: me, Captain Feathersword at the helm, Dorothy the Dinosaur dancin’ on the deck, Henry the Octopus wavin’ his tentacles in delight, Wags the Dog waggin’ his tail with joy, and Shirley Shawn the Unicorn prancin’ about in all their splendour." “It’s a cast of characters fit for a tale as legendary as the sea itself. So, me hearties, batten down the hatches and get ready for an adventure of a lifetime with The Wiggles and Royal Caribbean. Ahoy and hooray.” Kathryn Lock, senior marketing director at <a href="https://www.royalcaribbean.com/aus/en" target="_blank" rel="noopener">Royal Caribbean Cruises</a>, said they wanted to take their family adventures to the “next level” and create a truly unique adventure for current fans, first time cruisers and families alike. “The Wiggles have been entertaining Australian families for over 30 years, it’s one of Australia and the world’s most iconic family entertainment brands,” Ms Lock told news.com.au. “This exclusive partnership will enrich our cruise experience for the whole family and give them an impressive array of Wiggly Friends themed entertainment and trusted friends to guide them on their adventures with Royal Caribbean. We’re extremely excited for this partnership and what’s to come.” Image credits: Getty Images

Cruising

Why a one-cent stamp is set to sell for millions

An extremely rare stamp that was once bought for a measly one cent is set to sell for millions of dollars, breaking records at a US auction house. While to the untrained eye, the blue stamp seems like any old stamp, the 1868 one-cent Z-grill is actually the rarest stamp in America due to its unique history and rarity. On June 14th, the one-cent Z-grill will be put up for sale by Robert A. Siegel Auction Galleries, marking the first time the rare stamp has been on auction since 1998. Experts from the New York auction house say it could fetch $6 million to $7.5 million (AUD), which would make it the single most expensive US stamp ever sold. The reason for the extraordinary price comes down to the fact that out of the two known Z-grill stamp copies, the one up for auction is the only copy available for private purchase by collectors, while other historic copy is held at the New York Public Library. The Z-grill is unique due to its signature embossed paper, which was introduced to the US postal service after the Civil War to prevent stamps from being reused. Since 2005, the coveted stamp has belonged to billionaire investor and “bond king” Bill Gross. “It’s considered the trophy of collecting United States stamps,” said Charles Shreve, who has managed and built Gross’ extensive stamp collection for years and serves as director of international auctions at Robert A. Siegel Auction Galleries. “There’s only one. If you want to brag, that’s the stamp.” Mr Gross' entire collection is estimated to be worth $22.6 million to $30 million AUD. The top 100 stamps from the collection will be auctioned off on June 14th, while the remaining stamps will be sold on June 15th. “There’s multiple stamps that’ll bring $500,000 or $750,000 (USD) but the (one-cent) Z-grill is the star of the show,” Shreve said. “I just know some people who are lusting for it, and we want to try to get as many people interested in it as possible.” Image credits: Robert A. Siegel Auction Galleries

Money & Banking

Millions of Aussies set for power bill relief

Millions of Aussies are set for some financial relief, with electricity costs set to drop by up to 7 per cent in the coming months. The Australian Energy Regulator (AER) and Victoria's Essential Services Commission (ESC) both released their draft default market offers - the maximum energy retailers are allowed to charge customers - for the 2024-25 financial year. Under the AER draft, residents in Sydney, Newcastle and the Hunter on the default offer will pay between 3 and 3.4 per cent less for electricity starting from July 1. The biggest drop is set for Victoria, with the ESC proposing a 6.4 per cent decrease. Those in Western Sydney, the Illawarra, and South Coast, will see their electricity bills decrease by 1.9 to 7.1 per cent. South Australians will receive a drop between 0.5 and 2.5 per cent. A number of small business customers will also benefit from lower power bill costs with 9.7 per cent for Sydney, Newcastle and the Hunter; 4.4 per cent for Western Sydney and the South Coast; 0.3 per cent for South-East Queensland; 8.2 per cent for South Australia; and 7 per cent for Victoria. Energy Minister Chris Bowen welcomed the news of lower power bill costs, but acknowledged that it will continue to play a part in the cost of living challenges faced by many Australians. "This is encouraging news," he said. "Encouraging for those small businesses and families who will receive lower energy bills as a result. "But nobody should suggest that there aren't real cost of living pressures around the world and in Australia, and energy prices are of course part of that and will continue to be." Not everyone will see a drop, with customers in the rest of regional NSW to get a small increase of 0.9 per cent, while the default offer for South East Queensland will increase by up to 2.7 per cent. While not all households are on the default offer, Bowen said that the AER's decision will also affect those not on the offer. "This either impacts directly or indirectly your energy bill," he said. "Directly for those on the default market offer. For those who aren't on the direct market offer, indirectly - the energy companies have to benchmark themselves against this, tell their consumers how they compare to this, and it provides very real pressure on them to match it. "If they don't, consumers will know about it and will make choices accordingly. "It's partly about those on the default market offer, but it actually impacts on all our bills indirectly." AER chair Clare Savage said that the cost of living crisis was the main contributor for their draft decision. "We know that economic conditions have put pressure on many Australians and the increases in electricity prices over the last two years has made energy less affordable for many households," she said. "In light of this, the AER has, in this decision, placed increased weight on protecting consumers." The draft decision is not final, with both the AER and ESC to receive consultation and feedback from stakeholders before confirming their default market offers in May. Image: Getty

Money & Banking

Rise in insurance premiums set to devastate Aussies

Australians struggling with the cost of living are set to be hit with another blow to their wallets as health insurance premiums rise. Coming into effect on April 1st, private health insurance premiums are set to rise by more than 3 per cent, in the biggest increase in five years. The federal government has approved an average industry premium rise of 3.03 per cent, which will impact 14 million Australians paying for private health cover. The 2024 increase is slightly higher than a rise of 2.9 per cent in 2023, and 2.7 per cent in 2022 and 2021. In 2019, premiums rose by 3.3 per cent, making the 2024 rise the biggest in five years. Health Minister Mark Butler said the rise was smaller than the increase in wages, the age pension and inflation. “I wasn’t prepared to just tick and flick the claims of health insurers, as the opposition asked me to do,” Butler said. “I asked insurers to go back and sharpen their pencils and put forward a more reasonable offer for the 15 million Australians with private health insurance.” “Private health insurers must ensure their members are getting value for money,” Butler said. “When costs rise, Australians want to know that higher premiums are contributing to system-wide improvements like higher wages for nurses and other health workers and ensuring that affordable services are available.” Image credits: Getty Images

Money & Banking

"We've all gone": Why Jackie O stormed off set

Jackie O Henderson has marched out of KIIS FM in the middle of The Kyle and Jackie O show, after finding out that the station has the highest gender pay gap disparity across Australian radio. “Southern Cross Austereo has a disgraceful 5.9% pay gap. At Nova and Smooth FM it is even worse, six per cent." Kyle Sandilands told listeners on Tuesday. "But unfortunately, the number one spot is at KIIS FM, – at the top of the tree with a 12% pay gap disparity.” Sandilands, who famously fought for Henderson to secure equal pay on their radio program, then brought on one of the show’s producers Pete Deppeler and another female KIIS FM producer, who revealed she was only being paid half of what Deppeler was. “Are you freaking joking? Why is Peter getting that much money? I’m so angry about that, it makes my blood boil,” Henderson replied. She then left the studios with all her female colleagues. “We’ve all gone,” she said. "We are just here with the fellas. I don’t know whether I am enjoying this, bring the girls back!” Sandilands told listeners. On Tuesday, the Workplace Gender Equality Agency published the gender pay gap for more than 5,000 Australian companies. This was done after Prime Minister Anthony Albanese ordered the information to be made public for the first time ever, so the data can be compared within and across industries. The new data revealed that the national gap for total remuneration sits at 19 per cent and the median Australian female worker is taking home $18,461 less than their male counterpart. Despite a few criticisms on Albanese's decision to publicise this data, Workplace Minister Tony Burke has said that releasing this data is effective. “People on this side know that releasing that sort of data is effective and you will only find in the other side of politics anyone arguing that it is useless,‘’ he said. “The days of secretly paying women less than men are now over.” Images: Kyle and Jacki O Show

Money & Banking

Zimmerman founder sets new price record for Bondi home

Simone Zimmerman has set a new home price record for Bondi, and she didn't even need to take out a mortgage. The fashion guru and founder of Zimmermann has splurged $30 million for her four-bedroom, three-bathroom home just moments away from the iconic Bondi Beach. “This ocean front executive residence is tucked away in a quiet street only moments to the iconic Bondi Beach and all it has to offer,” the listing for the beachside home read. According to property records, the home - which is located just behind the popular Bondi to Bronte walk - last sold for $5.75m in June 2008. The fashion mogul is reported to have bypassed local real estate agents, purchasing the home directly from a local investor. No major changes have been made to the home since, but prior to Zimmerman's purchase it was being rented out at $4,400 per week. According to PropTrack the median house price for Bondi is around $3.75m, which went up by 4.7 per cent over the past year. The stunning home features 4 double bedrooms, all with large built-in wardrobes and a separate study perfect for the business-woman. It also has a gourmet kitchen with a stainless-steel benchtop and large open dining room. The lounge room opens onto a large deck with beautiful ocean views and plenty of natural lighting. This comes after the luxury womenswear label sold a majority stake in its company to private equity investors in August last year. Sisters Simone and Nicky Zimmerman are founders of the brand, which initially began as a stall in Sydney’s Paddington market, before the sisters opened their first local shop in Darlinghurst. It now operates across 58 global destinations in the USA, UK, Europe and China, with the sisters now having an estimated net worth of around $1bn each. Images: Realestate.com.au

Money & Banking

Crown Princess Mary set to make history

Crown Princess Mary is set to make history, after a surprise announcement from Queen Margrethe has shaken up the Danish royal family. On New Year's Eve, Queen Margrethe, who is currently Europe's longest-serving monarch, announced that she would be stepping down as the Danish monarch from January 14th, making her eldest son, Crown Prince Frederik, the country's new King. The Crown Prince will be known as King Frederik X, and his wife, Australian-born Crown Princess Mary, will be his Queen Consort, and will be known as Queen Mary. While there have been monarchs known as Queen Mary in the past, the Tasmanian native will be the first ever Australian to hold the title. Unlike the British royal family, King Frederik and Queen Mary will not be crowned in a coronation service. Instead, a proclamation of the new reign will be made at Christiansborg Palace on January 14th, as the prime minister has proclaimed each new monarch on the balcony of the Danish palace since the early 1900s. The announcement from Queen Margrethe was made during her annual New Year's Eve speech, where she reflected on having surgery on her back in February 2023. “The surgery naturally gave rise to thinking about the future – whether the time had come to leave the responsibility to the next generation,” she said in the televised speech. “I have decided that now is the right time. On 14 January 2024 – 52 years after I succeeded my beloved father – I will step down as queen of Denmark,” she said. “I leave the throne to my son, Crown Prince Frederik,” she added. Image credits: Getty Images

Family & Pets

Carer allowance and disability pension set to increase

Over 936,000 Aussies are set to see a cash boost in the new year, as indexation to government payments takes effect from January. Australians receiving youth, student or carer support will receive a 6 per cent boost to their payments, as additional support to help them navigate the rising cost of living. “Australia’s social security system is a safety net that is continually strengthened and improved to support all vulnerable Australians,” Minister for Social Services Amanda Rishworth said. “Through regular indexation, our payments are adjusted in line with changes in the cost of living to retain their purchasing power.” For over 600,000 carers, the Carer Allowance is set to increase to $153.50 a fortnight, while the Disability Support Pension for Australians under 21 will increase by $31.10 to $44.90 a fortnight. Youth Allowance payments are also set to increase between $22.40 and $45.60 a fortnight, while Austudy payments will increase by between $36.20 and $45.60. The new year increases are being set into motion after a $40 a fortnight increase to youth and student payment rates, which was effective from September 20. A complete list of the new payment increases can be found on the <a href="https://www.dss.gov.au/about-the-department/benefits-payments/previous-indexation-rates" target="_blank" rel="noopener">Department of Social Services website</a>. Image: Getty

Money & Banking

Dave Hughes sets the record straight over famous Block house purchase

Dave Hughes has hit back at long-standing rumours that he grossly overpaid for his house in Melbourne at The Block auctions. The radio host addressed the speculation on 2DAY FM’s Hughesy, Ed & Erin breakfast show, as his co-host Erin Molan queried him about how the investment property was performing. In 2017, Hughesy bought the five-bedroom home in Elsternwick, built by contestants Josh and Elyse on Nine’s long-running reno show, for $3.067 million: a whopping $447,000 over the reserve. Given the steep increase of the price, the purchase of the house led to a lot of talk that Dave Hughes had overspent. Molan told her co-host on-air that a recent value estimate of the property that she’d found online put the home at $3.4 million. Six years on from his purchase and with inflation, stamp duty and other factors weighted, Hughes noted that that $300,000-odd increase in value would actually put him at a loss. However, Hughes said he had recently had the house valued himself, and the news was much better: He was told it is currently worth around $5 million. After the purchase of the house, even Hughes himself conceded that he may have spent much more than what the house was worth. In an interview with Stellar magazine in February 2018, he said that the bank had valued the property at “much less” than he paid. “I went to get a bank loan the other day and they haven’t valued it the same as I paid for it, which is fine, but annoying because there were five bidders,” he said. He said it was “enough less that it made me annoyed”. “For f**k’s sake … I just think it’s good value and in a few years’ time people are going to be going, ‘Well, f**k, didn’t he do well with it!’ I am playing the long game, all right? That is what I say to my wife, anyway.” In September of 2018, he told his then-co-host Kate Langbroek that he’d “copped so much flak” over the purchase. He said, “It was ridiculous and it’s gone on and on and on. A lot of experts weighed into my purchase … There are articles that have been written all year having a go at me. One article from one mob called Property One or something, they had a dinner party discussion about how I paid too much.” Image credits: Nine

Money & Banking

Martin Scorsese exposes Leo DiCaprio’s irritating on-set habit

Martin Scorsese has exposed Leo DiCaprio’s irritating on-set habit that came to light while the pair were filming the new movie Killers of the Flower Moon. The award-winning director called out the A-list actor in a conversation with the <a href="https://www.wsj.com/style/martin-scorsese-killers-flower-moon-b4989f0c" target="_blank" rel="noopener">Wall Street Journal</a>, saying that the Titanic star tends to flesh details out and improv while filming, describing his technique as “endless, endless, endless!” Although Scorsese and DiCaprio have worked together on six other films, there was one more actor on the set of the new film that could not stand the ad libbing: Robert de Niro. “Then Bob didn’t want to talk,” Scorsese explained. “Every now and then, Bob and I would look at each other and roll our eyes a little bit. And we’d tell him, ‘You don’t need that dialogue.’” While de Niro wasn’t able to deal with DiCaprio’s improv, director Quentin Tarantino said the actor’s famous freakout scene as Rick Dalton in Once Upon a Time in Hollywood “wasn’t in the script,” but was brought to the table by DiCaprio himself, and took the film to another level. Despite the “endless” technique of DiCaprio’s acting, Scorsese said the actor was instrumental in the film’s success, after he helped determine that the film needed a rewrite in order to avoid being a “movie about all the white guys.” “It just didn’t get to the heart of the Osage,” DiCaprio told <a href="https://deadline.com/2023/05/martin-scorsese-interview-killers-of-the-flower-moon-leonardo-dicaprio-robert-de-niro-1235359006/" target="_blank" rel="noopener">Deadline</a> in May, with reference to the original script. “It felt too much like an investigation into detective work, rather than understanding from a forensic perspective the culture and the dynamics of this very tumultuous, dangerous time in Oklahoma.” Killers of the Flower Moon is in cinemas now. Image credits: Getty Images

Movies

Climate change is set to make our holidays look very different – here’s how

<a href="https://theconversation.com/profiles/nick-davies-313760">Nick Davies</a>, <a href="https://theconversation.com/institutions/glasgow-caledonian-university-913">Glasgow Caledonian University</a> Holidays are making a comeback after several years of disruption caused by the COVID pandemic. Nearly 4 billion passengers <a href="https://www.statista.com/statistics/564717/airline-industry-passenger-traffic-globally/">boarded international flights</a> in 2022, up from fewer than 2 billion in 2020. <a href="https://www.tandfonline.com/doi/abs/10.1080/09669582.2022.2162062">Recent research</a> suggests that people are likely to continue travelling more in 2023 and beyond. But this resurgence in travel is concerning. The tourism sector alone is responsible for an <a href="https://wttc.org/news-article/wttc-launches-groundbreaking-net-zero-roadmap-for-travel-tourism">estimated 8%–10%</a> of global greenhouse gas emissions. And conditions at traditional holiday destinations in high summer are becoming <a href="https://www.nytimes.com/2023/08/14/travel/europe-heat-wave-tourists.html">increasingly unpleasant</a> if not <a href="https://www.theguardian.com/world/2023/jul/23/british-tourists-tell-of-nightmare-in-rhodes-fires-greece#:%7E:text=British%20tourists%20said%20they%20had,the%20Greek%20island%20of%20Rhodes.">downright hazardous</a>. During the past year, <a href="https://climate.copernicus.eu/july-2023-sees-multiple-global-temperature-records-broken">numerous climate records have been broken</a> as heatwaves and wildfires ravaged large parts of Europe, Asia and North America. In July, both Sardinia and Sicily experienced temperatures <a href="https://www.theguardian.com/world/2023/jul/15/italy-temperatures-48c-mediterranean-heatwave-hotter">in excess of 46°C</a>, nearly breaking European records. Most of what we do while on holiday, particularly on holidays abroad, <a href="https://www.bbc.com/future/article/20200218-climate-change-how-to-cut-your-carbon-emissions-when-flying#:%7E:text=Together%20with%20other%20gases%20and,of%20the%20world%20flies%20frequently">releases greenhouse gases</a> into the atmosphere and ultimately has an impact on the climate. But the way most of us get there – by flying – is potentially most damaging. UK data suggests that a single passenger on a short-haul flight, for instance, is responsible for releasing the <a href="https://ourworldindata.org/travel-carbon-footprint">equivalent of approximately 154g of CO₂</a> for every kilometre travelled. As the effects of climate change become increasingly severe, there’s genuine concern that traditional destinations will become too hot in summer to remain appealing to visitors. This raises the question: how will tourism adapt? <h2>Changing destinations</h2> Researchers have been trying to predict the future of tourism for quite some time. One idea is that tourism will undergo a “<a href="https://www.cisl.cam.ac.uk/system/files/documents/ipcc-ar5-implications-for-tourism-briefing-prin.pdf">poleward shift</a>” as global warming causes temperatures to rise not only in traditionally hot regions, but also in locations further to the north and south. A <a href="https://journals.sagepub.com/doi/abs/10.1177/0047287506295937">modelling study</a> from 2007 predicted that, by 2050, hotter weather would make popular tourist hotspots like the Mediterranean less appealing in the summer. At the same time, northern destinations such as Scandinavia and the UK would experience longer holiday seasons. Approximately <a href="https://oceanpanel.org/opportunity/sustainable-coastal-marine-tourism">half of global tourism</a> is concentrated in coastal areas. So another concern is the potential loss of beaches due to rising sea levels. In the Caribbean, an <a href="https://www.tandfonline.com/doi/abs/10.1080/09669582.2012.699063">estimated 29% of resort properties</a> would be partially or fully inundated by one metre of sea-level rise – though many of these resorts would have lost a significant amount of their beach area before this. Some other beach destinations are potentially even more vulnerable. Sardinia was hit by disruptive storms in 2022. <a href="https://www.sciencedirect.com/science/article/pii/S0272771423000744">Research</a> suggests that the beaches there may struggle to accommodate tourists in the near future due to a greater risk of flooding and storms. The impact of climate change on tourism will extend beyond just coastal areas. Many popular city break destinations, including <a href="https://www.sciencedirect.com/science/article/abs/pii/S0301479722007344">Porto</a> in Portugal, are expecting to endure more severe heat. <a href="https://www.tandfonline.com/doi/abs/10.1080/09669582.2022.2112204">Tourism in mountainous areas</a> will be affected, too, as accelerated snow melt leads to shorter ski seasons. <h2>The practicalities of tourism shifting</h2> Changing conditions will affect where humans can safely travel to. But travel patterns take time to evolve. In the meantime, established destinations will need to change to withstand challenges such as extreme heat, rising sea levels and other climatic conditions. Existing tourist destinations in areas of the world that are vulnerable to the effects of climate change, such as the Nile Delta in Egypt, are already <a href="https://www.sciencedirect.com/science/article/pii/S0964569121005068">considering ways to adapt</a>. These include building seawalls and natural dunes to protect tourist areas from coastal flooding. Changing construction materials and reconfiguring urban spaces to improve ventilation have also <a href="https://www.thenationalnews.com/uae/environment/2021/10/19/beat-the-heat-how-to-make-buildings-in-the-middle-east-cooler/#:%7E:text=Traditionally%2C%20buildings%20in%20the%20Gulf,known%20for%20its%20wind%20towers.">been proposed</a> as ways to reduce reliance on expensive and energy-intensive air-conditioning. New destinations that begin to emerge in more temperate regions will require substantial infrastructure development to support the influx of visitors. This includes transport systems, accommodation, dining options and attractions. The process of establishing tourist destinations typically takes time and requires careful thought. Barcelona, for example, has experienced a <a href="https://stay-grounded.org/conference-degrowth/barcelona-a-city-exploited-by-tourism/">rapid surge in tourism demand</a> since the 1992 Olympics. This has resulted in a tenfold increase in visitors over the past three decades. Such rapid tourism development can <a href="https://www.emerald.com/insight/content/doi/10.1108/WHATT-02-2017-0005/full/html">put a strain on local people</a> and the environment. Although Barcelona already had a transport system and some infrastructure to accommodate visitors, the rapid growth in tourism has led to <a href="https://www.theguardian.com/cities/2018/jun/25/tourists-go-home-refugees-welcome-why-barcelona-chose-migrants-over-visitors">strong opposition</a> from local residents. <h2>What will happen next year?</h2> The <a href="https://journals.sagepub.com/doi/abs/10.1177/0047287520933679">current thinking</a> among tourism academics is that those responsible for managing tourist destinations should work towards reducing carbon emissions by focusing on the domestic market. But, as recent summers have shown, international tourism does not look set to slow down yet. Even amid crises such as the fires burning through Rhodes in summer 2023, tourists <a href="https://www.theguardian.com/commentisfree/2023/aug/30/tourists-rhodes-maui-burned-travel">continued to arrive</a>. Rather than choose different destinations, the most likely scenario – at least in the short-term – is that tourists themselves will adapt to the effects of climate change. During Europe’s summer 2023 heatwave, there were reports that people were staying in their hotel rooms <a href="https://www.nytimes.com/2023/08/14/travel/europe-heat-wave-tourists.html">in the hottest part of the day</a> and taking sightseeing trips in the evening. Nevertheless, there are some signs that travellers may be starting to worry about more extreme weather conditions and adapt their travel plans accordingly. A survey conducted in May 2023 showed that <a href="https://etc-corporate.org/uploads/2023/07/2023_ETC_MSIET_Results_Wave_16.pdf">69% of Europeans</a> planned to travel between June and November – a fall of 4% compared to 2022. The heatwave of summer 2023 might mean that tourists start looking for <a href="https://www.schengenvisainfo.com/news/extreme-heat-prompts-tourists-to-seek-cooler-alternatives-to-europe/">cooler destinations</a> as early as the coming year. The evolving landscape of global tourism in the face of climate change is complex. What is clear, though, is that if Europe continues to experience extreme weather conditions like the summer of 2023, many people will think twice about booking their place in the sun. <a href="https://theconversation.com/profiles/nick-davies-313760">Nick Davies</a>, Lecturer and Programme Leader, BA International Tourism and Events Management, <a href="https://theconversation.com/institutions/glasgow-caledonian-university-913">Glasgow Caledonian University</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/climate-change-is-set-to-make-our-holidays-look-very-different-heres-how-212474">original article</a>.

Travel Trouble

Millions of Aussies set for a pension boost

Millions of Australians are set to receive a generous cash increase when an imminent welfare payment indexation comes into effect. Those on age pension payments from Centrelink will see a boost to their payment from Tuesday. According to figures from the Department of Social Services, single pensioners will receive an increase of $32.70, taking their payments to $1096.70 a fortnight. Couples on the adult pension will have their fortnightly payments increase by $24.70 to $826.70. Those on Jobseeker will also receive a boost to their payments, as payments will increase by $56.10 a fortnight to $749.20 for single people aged 22 or more with no children, and by $57.30 a fortnight for those with children to $802.50. Single people aged 55 or over will also have payments increased to $802.50 after nine months. Partnered people on Jobseeker will get a $54.80 increase to $686 a fortnight. Centrelink recipients on rent assistance, youth allowance and Austudy payments will also receive a boost to their fortnightly payments. Despite the increases across many welfare recipient groups, the Australian Council of Social Services says the increases are not enough. ACOSS said people almost three quarters of people they had surveyed on income support were eating less or skipping meals as the ongoing cost of living criss worsens. Half of the respondents said the incoming increase would not help at all, prompting the ACOSS to call for income support to at least match the pension rate. Image credits: Getty Images

Money & Banking

Why we’re more prone to car-sickness when we set off on holiday

<a href="https://theconversation.com/profiles/william-emond-1431510">William Emond</a>, <a href="https://theconversation.com/institutions/universite-de-technologie-de-belfort-montbeliard-2637">Université de Technologie de Belfort-Montbéliard</a> Travel sickness isn’t just hearsay. Nearly <a href="https://www.autonomicneuroscience.com/article/S1566-0702(06)00212-8/fulltext">a third of people</a> experience motion sickness – and to this day we don’t exactly know what causes it. The prevailing theory suggests it is triggered by a <a href="https://onlinelibrary.wiley.com/doi/10.1111/cns.12468">poor perception of movement</a>. Departure to and return from summer holidays seem moments especially prone to this sickness’ stealthy advances. We (or at least those of us inclined to travel sickness) are more often ill during these particular journeys than during our normal comings and goings. Let’s note too that lots of travellers feel a sense of fatigue, drowsiness, apathy or lack of energy without having done any particularly exhausting activity. These are in fact symptoms of <a href="https://www.sciencedirect.com/science/article/abs/pii/S0094576598001532">mild motion sickness</a>, which show that many more people are affected by the condition than you’d think. Why this apparent heightened susceptibility during holiday trips? There are many reasons. Compared to normal travel, these journeys feature certain conditions, all with the potential to increase the incidence and severity of symptoms. Here are some pieces of explanation, and advice to minimise the risk. <h2>Long journeys – repetition of movements that make you queasy</h2> In a car, the further one travels, the more likely one is to feel ill, as shown by a number of <a href="https://journals.sagepub.com/doi/10.1243/0954407042580093">mathematical models which predict motion sickness</a>. It’s the adding up of unpleasant movements which takes us over the threshold where we feel symptoms. For certain people, this <a href="https://www.sciencedirect.com/science/article/abs/pii/S1566070206002128">can happen after just a few minutes</a>); for others it develops more slowly. Only on long journeys, after several hours on the road, in the air or on a boat, will this latter group be pushed over their limit and start feeling unwell. Activities undertaken to pass the time during a long journey could add to feelings of queasiness. Often people do something to occupy and entertain themselves: read a book, watch a film, play a video game or scroll through social media. Except, these visually stimulating activities absorb our attention to the point that we’re not tuned in to the visual cues that allows our brain to assess the movement of the vehicle. This creates a confusion in the perception of movement. As a result, it becomes <a href="https://www.sciencedirect.com/science/article/abs/pii/S0141938214000043?via%3Dihub">much easier to feel sick</a>. <h2>Journey conditions: risks adding up</h2> In summer, the temperature inside a vehicle is difficult to control, with the sun often imposing a stifling heat; conditions which <a href="https://www.ingentaconnect.com/content/asma/asem/2013/00000084/00000005/art00004">tend to accentuate the symptoms of motion sickness</a>. When it’s hot, <a href="https://theconversation.com/lesquels-de-nos-organes-sont-les-plus-menaces-par-la-canicule-119563">our body has to make an effort to regulate its temperature</a>, through sweat or breathing for example. These various signals amount to ‘primary symptoms’ as they can contribute to the appearance of other more substantive symptoms: dilation of the blood vessels, sickness, nausea or vomiting, as applicable. To counter these effects, one is tempted to switch the air conditioning on, which could itself, perversely, <a href="https://www.francetvinfo.fr/sante/environnement-et-sante/la-climatisation-rend-elle-malade_2885673.html">worsen the situation for passengers highly susceptible to motion sickness</a>. Ventilation and cabin air systems also push people toward their nausea thresholds. Unpleasant smells are another factor that can <a href="https://www.ingentaconnect.com/content/asma/asem/2013/00000084/00000005/art00004">accentuate car sickness symptoms</a>: traffic fumes, cigarette smoke, fetid air or even <a href="https://link.springer.com/article/10.1007/s00221-015-4209-9">the smell of leather</a> were identified as <a href="https://www.sciencedirect.com/science/article/pii/S1369847819306539">second most common cause of car sickness</a>! These are bigger risk factors at the start of holiday season, when <a href="https://www.francetvinfo.fr/economie/transports/trafic/vacances-les-vagues-de-departs-massifs-sont-associees-a-de-fortes-emissions-de-polluants_2839361.html">air pollution peaks regularly</a> and the sun’s rays heat up materials. It’s also known that there is a region of the brain – the area postrema or chemoreceptor trigger zone – which can trigger over-production of saliva and nausea specifically when certain smells are detected – a protective reflex against toxins and other poisonous substances. <h2>Traffic: a physical and mental imposition</h2> In a car, it isn’t speed that makes one ill but <a href="https://www.tandfonline.com/doi/abs/10.1080/001401399184730">changes in speed</a>, especially abrupt ones. Acceleration and breaking movements aggravate the human body, even more than turning corners. In practice, variations in speed are often forced on the driver by road design (speed limits, crossings, traffic lights), but also by the state of the traffic. A car stuck in jams will be forced to speed up and slow down at random intervals, <a href="https://www.researchgate.net/publication/366836220_Effect_of_Horizontal_Acceleration_and_Seat_Orientation_on_Motion_Sickness_in_Passenger_Cars">which grates, even at low speeds</a>. Traffic jams also have a psychological element. Delays to a journey (which might already have been very long), anxiousness about arriving at the arranged time, which is looking less and less likely, tiredness, stress and irritation can all cause the passengers’ mood to crash. It’s been observed that these factors <a href="https://journals.sagepub.com/doi/10.1177/0018720819876139">significantly impact the degree of motion sickness symptoms</a>. It would be better to take these setbacks calmly and stay in a relaxed frame of mind but that’s of course easier said than done. <h2>Some tips to limit the damage</h2> If you’re driving with passengers with a tendency to be car sick, or you’re susceptible yourself, some adjustments to your travel habits might help you. For the driver: <ul> <li> Take regular breaks. This allows passengers to take a breather, and to reduce to a significant extent or even get over their symptoms. Sometimes symptoms can take a while to disappear but <a href="https://content.iospress.com/articles/journal-of-vestibular-research/ves7-6-01">generally 15-30 minutes is enough</a>. </li> <li> Try to cut down the amount of hard acceleration and braking you do. Keep as far as possible to the same speed and adopt a smooth driving style, including when you overtake or brake. </li> <li> Avoid taking corners too sharply on winding roads. Passengers should be <a href="https://www.tandfonline.com/doi/abs/10.1080/00140139.2015.1109713">jolted in their seats as little as possible</a>. </li> </ul> For passengers <ul> <li> <a href="https://www.tandfonline.com/doi/abs/10.1080/001401399184730">Sit as far forward in the vehicle as possible</a>. Any movement while travelling is better absorbed by the body from this position. <a href="https://www.tandfonline.com/doi/abs/10.1080/00140139108964831">It’s in the driver’s seat that people are least affected by car sickness</a>, since one has control over the vehicle’s movement. </li> <li> Avoid looking at screens and other visual content (books, etc.), particularly when the vehicle isn’t moving at a constant speed. Instead, <a href="https://bpspsychub.onlinelibrary.wiley.com/doi/abs/10.1348/000712699161594">try and look forward out of the window</a>, towards the horizon. </li> <li> <a href="https://www.tandfonline.com/doi/abs/10.1080/00140139.2015.1109713">Shut your eyes</a> or <a href="https://psycnet.apa.org/record/1976-12574-000">try to sleep</a>. Slowing down activity soothes the body. </li> <li> <a href="https://link.springer.com/chapter/10.1007/978-3-030-27928-8_26">Tilt your seat back</a>. This allows you to be less destabilised by the vehicle’s movements </li> <li> Go for car games with the other passengers if you get bored: play “I Spy”, <a href="https://theses.gla.ac.uk/80069/1/13905209.pdf">sing songs</a>, count cars of a particular colour or make, and other old favourites of proven effectiveness to help pass the time and, above all, <a href="http://iospress.com/articles/journal-of-vestibular-research/ves00541">take your attention away from the queasiness</a>. The emergence and disappearance of symptoms is mainly a psychological phenomenon. </li> </ul> Finally, given the role of the mind in car sickness symptoms, note that passengers experiencing queasiness can feel better with a placebo (something with no proven medicinal value but presented to them as a magic cure). Simple tips <a href="https://academic.oup.com/jtm/article/5/2/89/1801039">have been shown to be particularly effective</a>. For example, <a href="https://link.springer.com/article/10.1007/s00221-021-06303-5">offering a sweet, a piece of chewing gum</a>, <a href="https://link.springer.com/article/10.1007/s00221-017-5009-1">a sip of water or a breath of fresh air</a> while talking up their effectiveness will give your fellow travellers a little boost. We wish you happy travels, hoping your journey conditions are as good as they can be. <hr /> Translation from French to English by <a href="https://twitter.com/JoshNeicho">Joshua Neicho</a><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/210338/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/william-emond-1431510">William Emond</a>, Doctorant en mal des transports (PhD Student on carsickness mitigation), <a href="https://theconversation.com/institutions/universite-de-technologie-de-belfort-montbeliard-2637">Université de Technologie de Belfort-Montbéliard</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-were-more-prone-to-car-sickness-when-we-set-off-on-holiday-210338">original article</a>.

Travel Tips

Private health insurance is set for a shake-up. But asking people to pay more for policies they don’t want isn’t the answer

<a href="https://theconversation.com/profiles/yuting-zhang-1144393">Yuting Zhang</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nathan-kettlewell-903866">Nathan Kettlewell</a>, <a href="https://theconversation.com/institutions/university-of-technology-sydney-936">University of Technology Sydney</a> Private health insurance is <a href="https://consultations.health.gov.au/medical-benefits-division/consultation-on-phi-studies/">under review</a>, with proposals to overhaul everything from rebates to tax penalty rules. One <a href="https://consultations.health.gov.au/medical-benefits-division/consultation-on-phi-studies/supporting_documents/Finity%20Consulting%20MLS%20and%20PHI%20Rebate%20Final%20Report.pdf">proposal</a> is for higher-income earners who don’t have private health insurance to pay a larger <a href="https://www.ato.gov.au/Individuals/Medicare-and-private-health-insurance/Medicare-levy-surcharge/">Medicare Levy Surcharge</a> – an increase from 1.25% or 1.5%, to 2%. And if they want to avoid that surcharge, they’d need to take out higher-level hospital cover than currently required. Encouraging more people to take up private health insurance like this might seem a good way to take pressure off the public hospital system. But <a href="https://melbourneinstitute.unimelb.edu.au/publications/working-papers/search/result?paper=4682822">our research</a> shows these proposals may not achieve this. These may also be especially punitive for people with little to gain from buying private health insurance, such as younger people and those living in regional areas who do not have access to private hospitals. <h2>What is the Medicare Levy Surcharge?</h2> The Medicare Levy Surcharge was <a href="https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/FlagPost/2013/May/A_short_history_of_increases_to_the_Medicare_levy#:%7E:text=From%20July%201997%2C%20a%20surcharge,ancillary%20insurance%20cover%20was%20introduced">introduced in 1997</a> to encourage high-income earners to buy health insurance. People earning above the relevant thresholds need to buy “complying” health insurance, or pay the levy. This surcharge is in addition to the <a href="https://www.ato.gov.au/Individuals/Medicare-and-private-health-insurance/Medicare-levy/">Medicare levy</a>, which applies to most taxpayers. The surcharge varies depending on your income bracket, and the rate is <a href="https://www.ato.gov.au/Individuals/Medicare-and-private-health-insurance/Medicare-levy-surcharge/Medicare-levy-surcharge-income,-thresholds-and-rates/">different</a> for families. For instance, to avoid paying the surcharge currently, a single person living in Victoria earning A$108,001 can buy basic hospital cover. The lowest annual premium for someone under 65 is <a href="https://www.privatehealth.gov.au/dynamic/Search/">about $1,100</a>, after rebates. That varies slightly between states and territories. Not buying private health insurance and paying the Medicare Levy Surcharge instead would cost even more, at $1,350 (1.25% of $108,001). <h2>What is being proposed?</h2> The <a href="https://consultations.health.gov.au/medical-benefits-division/consultation-on-phi-studies/">report</a>, by Finity Consulting and commissioned by the federal health department, reviews a range of health insurance incentives. It recommends increasing the Medicare Levy Surcharge to 2% for those with an income above $108,001 for singles, and $216,001 for families. The definition of a “complying” private health insurance policy would also change. Rather than having basic hospital cover as is required now, someone would need to buy <a href="https://www.health.gov.au/resources/publications/private-health-insurance-reforms-gold-silver-bronze-basic-product-tiers-campaign-fact-sheet?language=en">silver or gold</a> cover to avoid the surcharge. Under the proposed changes, people who pay the 2% surcharge would also no longer receive any rebate, which currently reduces premiums by <a href="https://www.ato.gov.au/Individuals/Medicare-and-private-health-insurance/Private-health-insurance-rebate/Income-thresholds-and-rates-for-the-private-health-insurance-rebate/#Rebaterates1">about 8%</a> for people earning $108,001-$144,000. So, for a single person under 65, earning $108,001 and living in Victoria, the <a href="https://www.privatehealth.gov.au/dynamic/Search/">annual cost of buying</a> complying hospital cover would be at least $1,904 (without the rebate). Again, that varies slightly between states and territories. But the cost of not insuring and paying the Medicare Levy Surcharge instead would go up to $2,160 (2% of $108,001). <h2>Is this a good idea?</h2> However, <a href="https://melbourneinstitute.unimelb.edu.au/publications/working-papers/search/result?paper=4682822">our research</a>, out earlier this year, suggests increasing the Medicare Levy Surcharge will not meaningfully increase take-up of private health insurance. We’ve shown that people do not respond as strongly to the surcharge as theory would predict. For example, when the surcharge kicks in, we found the probability of insuring only increases modestly from about 70% to 73% for singles, and about 90% to 91% for families. It is generally cheaper to buy private health insurance than to pay the surcharge. However, we found about 15% of single people with an income of $108,001 or above don’t insure despite it being cheaper than paying the Medicare Levy Surcharge. We don’t know precisely why. Maybe people are not sure of the financial benefit due to changes in their income, or if they are, cannot be bothered, or do not have time, to explore their options. Maybe, as <a href="https://www.reddit.com/r/AusFinance/comments/x2909w/does_anyone_else_willingly_pay_the_medicare/">anecdotal reports suggest</a>, rather than buying private health insurance, some people would rather support the public system by paying the Medicare Levy Surcharge. The point is, people who are not buying private health insurance appear to be highly resistant to financial incentives. So stronger penalties might have little effect. Instead, we propose the Medicare Levy Surcharge be better targeted to true high-income earners. We can do that by increasing income thresholds for the surcharge to kick in, which are then indexed annually to reflect changes in earnings. <h2>How about needing more expensive cover?</h2> Requiring people to choose silver level cover or above would address criticisms about people buying “<a href="https://theconversation.com/getting-rid-of-junk-health-insurance-policies-is-just-tinkering-at-the-margins-of-a-much-bigger-issue-82749">junk</a>” private health insurance they never intend to use. However, people may be buying this type of product because private health insurance has little value to them. Requiring them to spend even more on a product they don’t want is a roundabout way of taking pressure off the public system. So we propose keeping the current level of hospital cover required to avoid the surcharge, rather than increasing it. <h2>Who loses?</h2> Taken together, the cost of these proposed changes would disproportionately fall on people with little to gain from private health insurance. These include younger people, those living in regional areas who do not have access to private hospitals, or those who prefer to support the public system directly. These groups are the least likely to use private insurance so have the least to gain from upgrading their cover. <h2>Where to next?</h2> The report also recommends keeping <a href="https://www.ato.gov.au/Individuals/Medicare-and-private-health-insurance/Private-health-insurance-rebate/">health insurance rebates</a> (a government contribution to your premiums), the <a href="https://www.ato.gov.au/Individuals/Medicare-and-private-health-insurance/Private-health-insurance-rebate/Lifetime-health-cover/">Lifetime Health Cover</a> loading (to encourage people to take out hospital cover while younger), as well as the Medicare Levy Surcharge. We also support keeping these three in the short to medium term. But we recommend gradually reducing public support for private health insurance. We believe the ultimate goal of reforming private health insurance is to optimise the overall efficiency of the health-care system (both public and private systems) and improve population health while saving taxpayers’ money. The goal should not be merely increasing the take-up of private health insurance, which is the focus of the current report. So, as well as our recommendation to better target the Medicare Levy Surcharge, we need to: <ul> <li> lower income thresholds for <a href="https://theconversation.com/the-private-health-insurance-rebate-has-cost-taxpayers-100-billion-and-only-benefits-some-should-we-scrap-it-181264">insurance rebates</a>, especially targeting those on genuinely low incomes. This means lower premiums only for the people who can least afford private health care </li> <li> remove rebates <a href="https://theconversation.com/private-health-insurance-premiums-should-be-based-on-age-and-health-status-122545">based on age</a> as higher rebates for older people <a href="https://www.tandfonline.com/doi/abs/10.1080/13504851.2017.1299094?journalCode=rael20">do not</a> encourage more to insure. Rebates should be tied to just income, which is a better indicator of financial means.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/210981/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> </li> </ul> <a href="https://theconversation.com/profiles/yuting-zhang-1144393">Yuting Zhang</a>, Professor of Health Economics, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nathan-kettlewell-903866">Nathan Kettlewell</a>, Chancellor's Postdoctoral Research Fellow, Economics Discipline Group, <a href="https://theconversation.com/institutions/university-of-technology-sydney-936">University of Technology Sydney</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/private-health-insurance-is-set-for-a-shake-up-but-asking-people-to-pay-more-for-policies-they-dont-want-isnt-the-answer-210981">original article</a>.

Money & Banking

Rebel Wilson hospitalised after on-set mishap

Rebel Wilson found herself in need of immediate medical attention after a stunt went awry on the set of her upcoming film, Bride Hard. The Aussie A-list superstar took to her Instagram account to share a photograph of her injuries, updating her fans on her condition following a "stunt accident at 4 am" on a Thursday during filming in Savannah, Georgia. The accident resulted in her requiring "three stitches." In the caption accompanying the image – a close-up showcasing her bloodied and swollen nose – Wilson expressed her disappointment, stating: “NOT the way I wanted to end this movie. Three stitches and in hospital last night after a stunt accident at 4am.” The star of Bridesmaids labeled her post with a crying emoji and depicted herself with a nose that was swollen and bleeding. Bride Hard, according to IMDB, revolves around the takeover of an extravagant wedding by a group of mercenaries. The plot takes an unexpected twist when it's revealed that the maid of honour is, in fact, a covert agent. Amid these developments, Rebel Wilson disclosed her aspirations to expand her family by adding another child. She revealed that she's considering undergoing IVF treatments to realise this dream. The 43-year-old actress, <a href="https://www.oversixty.com.au/lifestyle/family-pets/rebel-wilson-shares-first-photo-of-baby-s-face" target="_blank" rel="noopener">who welcomed her daughter Royce Lillian</a> through a surrogate last November, spoke to E! News about her desire to provide her child with a sibling. She acknowledged the potential role of IVF in achieving this goal, saying, “It’s just like, well, is that possible? I have to do IVF. We’ll see how it goes." Regardless of the outcome, Wilson expressed contentment with her role as a mother, regardless of the size of her family. She fondly referred to her daughter as a "miracle." Wilson's daughter Royce Lillian is the result of her <a href="https://www.oversixty.com.au/lifestyle/relationships/rebel-wilson-drops-huge-relationship-news" target="_blank" rel="noopener">partnership with Ramona Agruma</a>. The couple announced their engagement in February of the previous year. Wilson noted the transformative impact her daughter has had on her life, admitting that her parenting style turned out differently than anticipated. She finds herself to be more soft-hearted than she initially expected. The actress spoke of the heartwarming moments shared with her child, particularly after waking from a nap. She described the joy they experience upon reuniting as if they had been apart for only a short time. Wilson explained, "It's like we've only been separated for 45 minutes." The actress emphasised the depth of her affection, showering her daughter with affectionate hugs. Images: Instagram

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How to set realistic exercise goals you’ll actually stick to

We often think that exercise goals need to be huge mountains, feats that are big and hard to achieve. But when your goals are unobtainable you fall into the New Year's Eve cycle, where the excitement you feel at the beginning wavers after just a short time. The same goes if your goals are too small: you will only feel the sweet taste of success after a bit of hard work. Exercise goals need to be realistic. They need to stretch you enough so that you can become more than who you are at this moment without breaking you. Here are the top tips from Dr Brett Lillie – author of Rediscover Your Athlete Within – on how to set realistic exercise goals so you can achieve them on your own terms: 1. Follow the Principles Designing your goals begins with the core principles; be specific, clarify your destination, make it measurable, in bite size action steps that are achievable in a clear time frame. The goal posts. 2. Start where you are Be truthful about where you are right now. On one hand think about your body and be realistic about your physical capacity. On the other, have fun, be creative, get curious. What do your exercise goals make you feel? At the end of the day, we're only as old as we feel. It’s easy to fall into the “I’m too old, I can’t possibly do that” trap: get out of that thought and jazz it up. 3. Make your goals compelling Bob Proctor is famous for asking, ‘Is it big enough and scary enough’ to pull you out of your present circumstances and not playing small? A realistic goal doesn’t need to be climbing mount Everest, but it does need to stretch you and take you out of your comfort zone. The more meaning you give your goals, the more why you attach, the more realistic they become, the more they excite you and get you out of bed before the alarm. 4. Find the balance When you set goals, they are really signposts along your life journey, “in between” destinations that you are moving in the right direction. There are times where it is spring, and everything just seems to be going your way, heading into summer, you’re ticking boxes, only to head into Winter where nothing seems to be happening. No need to feel discouraged. As the change of the seasons, exercising needs balance too. Make rest and recovery part of your goals. 5. Stay on track Once you start exercising, the beginning bit is relatively easy, it’s the honeymoon period. The closer you get to your goal, the greater the effort, the more distractions begin to appear. This is the time you smile to yourself, you stick to your promise, you know your goal is just over the next ridge about to appear. Remind yourself you’re still progressing even if it doesn’t quite feel like it. You are still moving forward, and you have momentum. 6. Set yourself up to win Setting yourself up to win is about removing the clutter in your life, both mental and physical. When you’re young you just juggle the growing kids, a career, responsibilities and you multi task like a pro. However, it is putting your attention on the one thing that makes the big things that matter happen. Deliberate attention will give you the greatest success. So think: What is crowding your mind? And your environment? Are there worries or piles of unfinished projects cluttering your world? Clearing the decks is making way for the new. What is your one thing? Making an exercise goal realistic is about deciding what is truly important, then actually writing it down and turning it into a priority in our life. It is in our PM years where the views and values we hold tend to change, we look for the deeper meaning, more heartfelt fulfilment and think about the legacy we are creating. Recognise that setting exercise goals that are realistic is you taking the time to decide what is most important to you and why, setting a promise in place. Look for the wins, acknowledge the progress and celebrate your life every day. Dr Brett Lillie, author of Rediscover Your Athlete Within, is a sought-after speaker, coach and rehab professional who helps people rekindle their love for movement and find their mojo so they can live their best life. To find out more about Dr Brett’s programs, go to his website <a href="https://www.brettlillie.com/" target="_blank" rel="noopener">www.brettlillie.com</a>

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"Heartbreaking" issue set to engulf Bali

A viral video has shown the devastating side of tourism in Bali, with mountains of garbage taking over the popular holiday destination. Gary Bencheghib, a French filmmaker living in Indonesia, captured a heartbreaking video of a massive “open rubbish dump” 50 metres high covered in trash. He said it is one of many open dumps around Bali, which are overflowing with waste. “I’ve just made it here, right at the foot of this giant open landfill. It’s so high we can’t even see the top and it falls right into the river,” he said. Gary’s post has attracted hundreds of comments from shocked users who described the state of the site as “depressing”. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/CvH6Sw2t09U/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/CvH6Sw2t09U/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Gary Bencheghib (@garybencheghib)</a> </div> </blockquote> “My️ [heart] brakes by seeing this … such a beautiful country! They need education and see this. How can I help???” one person asked “Totally heartbreaking,” said another. A third person wrote, “As we love Bali so much, things like this need to be addressed also by the local community and local government hand-in-hand.” In an attempt to combat the ever-growing rubbish problem, that Indonesian officials have said will cost $40 million to fully resolve, a new tourism tax has been implemented. In July, Bali Governor Wayan Koster confirmed as of next year tourists will need to pay 150,000 Indonesian rupiah (about $15) to enter the popular island. He said the funds would be used for “the environment, culture and [to] build better quality infrastructure”. Indonesia’s co-ordinating minister for Maritime Affairs and Investment, Luhut Binsar Pandjaitan, suggested to have the money spent on addressing Bali’s waste problem. "I think it [tourism tax] is good for Bali; why not use it to look after its waste,” he told reporters last week after signing a new conservation agreement at the Bali Turtle Special Economic Zone. “Garbage must be cleaned; now there is a smell. I spoke to the mayor of Denpasar to fix it but don’t use it as a political issue, it’s not good just fix it and reduce the smell.” He explained that if it continues without “significant and rapid improvement” the problem will become “uncontrollable”, <a title="thebalisun.com" href="https://thebalisun.com/minister-says-new-tourism-tax-in-bali-should-be-used-to-tackle-islands-waste-problem/" target="_blank" rel="noopener">The Bali Sun</a> reported. Image credits: Instagram

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